Eike Schulze

Wrongly – like the German Federal Supreme Court (BGH) decided in the summer of this year (AZ.: XI ZR 388/10). Account management achievements for the Bank’s own billing purposes and must not be equipped with a special fee. The customer can get a performance that was linked for him with no advantage, because he could see his payment obligations also contract or interest and repayment schedule. Because the judgment is valid retroactively, borrower can reclaim previously paid account management fees. According to BGB, the General Statute of limitations for such claims is the customer does not receive back thus three years, longer past payments. Still unclear is whether the Statute may only begin with the end of the credit agreement–then banks would reimburse amounts received even before that. To deepen your understanding HAAS is the source.

Treasure cost even those fees are not allowed. In the past, have Credit institutions Treasury costs for the determination of the object or the lending value of the property charged. The collateral value is calculated through the work of an expert, the cost – between 100 to 500 euro or even higher – the banks ranged further like to the customer. In a judgment of April 24, 2007 against a building society the Landgericht Stuttgart decided that this practice is not permitted. Because the valuation belong to the tasks of the building society and serve their interests, she should require no extra remuneration for it (REF. 20 O 9/07). As a result of the ruling, customers, taking into account the limitation period, could reclaim paid Treasury costs.

Many banks will now no treasure cost you money, but it is worth to look exactly. Description of the company Baufi24.de has more than two million visitors per year, one of the most popular Web portals for private mortgage lending. More than 1,000 certified consultants are available to customers in a network of partners with advice and expertise to the page. Its service portfolio compares the company offers more than 300 banks. Baufi24.de leads to the right financing partner future homeowners include not only the cheapest interest rate, but the total financing must be compatible with the requirements of the clients. Baufi24.de experts accompany their customers from the inquiry about a good deal to finalize construction financing and their smooth operation. Company contact: Baufi24 GmbH Stephan Scharfenorth age Pond Trail 25 22081 Hamburg Tel: 0800 / 808 4000 E-Mail: Web: PR contact: Baufi24 GmbH Eike Schulze age Pond Trail 25 22081 Hamburg Tel: 0800 / 808 4000 E-Mail: Web: