Car leasing in Russia has become everyone's favorite: retailers vying offer special programs in sales leasing leasing companies compete in speed of decision making, and sophisticated look for all lessees more and more attractive. So what are the conditions for leasing could be interesting? The first and most important – is, of course, price. The cheaper the lease, the better. But … competing for cheap easy to miss other important details. And it's not free cheese from a mousetrap. Just a lease agreement includes so many important things that only a low price may not be enough. What good is the lowest rise in price, if you do not get approval of the leasing company …? There is also a factor such as loyalty to the client assessment.
To get into the queue for cheap leasing company needed a couple of years to work in the market. And to work profitably, and pay taxes on those profits … And even better to be a large, well-known – with any ratings, and industry awards. It's about you? – Then accept my sincere congratulations … and if not – it is better to focus on finding less cheap as affordable lease. Lessors middling require fewer documents, evaluate them in fact and not on the formal balance sheet figures, and therefore likely to get them more leases, although it is somewhat more …
Second – and equally important – it's an advance. Leases without an advance – a rarity. The average down payment is 25-30%. Therefore, the reduction of 15-20% – can already be considered interesting. Agree, much easier to pay in the not the beginning of 300 conventional Buble, and just 150! But again: the more down payment – the smaller the balance will have to pay for the contract – and vice versa. It turns out that the contract with a small advance – more than the contract with Advance "Average." And finally, the third – the time factor. All lease payments dodgy start from a single and, in general, the elementary patterns: time value of money. The longer the contract – the long as it includes a credit component and the more expensive it will be leased. Conversely, the shorter the time – the cheaper the overall contract. This law works in respect of the contract, and with respect to its internal 'temporary composition ". Well-known examples of sharply decreasing schedule of lease payments resulted in a slight overall "more expensive". Just because large payments in the first few months quickly "cover" most of the debt, and in recent months, the contract shall be paid purely symbolic amount. But it is convenient or not for your business – you decide. Of course, large investment projects are now venturing is risky, but small deal on car leasing and equipment available to you at all times.