Indeed, to claim, first consider necessary. Thus, a little hold on the subject examination, evaluation, and another "bumazhentsii", which is not often confuse the above-mentioned documents. It may well be that the office of the insurer, you could show under the guise of the evaluation report, the cost estimate. Be careful! This is not the same thing. Calculation, is, your volunteer assessment. It seems that you have with the insurance and "agreed" that the damage is equal to a certain amount set out in it. But I would advise you, if circulation in the UK, a statement of the insured event, immediately write another one, that you ask to provide you with an act of the insured event, under which an insurer makes a decision on the case. Since the introduction of these documents, you have to do, just sit and wait.
What decision will the insurer. True, honest, even if you did everything correctly, it does not mean that after 5 + 30 days you will get "their money". Some unscrupulous insurance companies have a very good habit of not – refuse to pay (no pay for CTP), even if there is good reason to make it. And I must say, the trend over time is gaining momentum. Themselves, count from 100 Failure to turn the court, for example, 10 – 15. Of them are still denied some part by the fact that they, not being too aware of the orders and regulations prevailing in our judicial system will decide on their own to defend its truth. But there is good news for each day of delay in the performance of its obligation to pay you the sum insured, this amount is charged a penalty equal to one seventy-fifth the size of the refinancing rate * the sum insured.
Not much, but still nice. Universal acceptance, not to fall into such a "perfect" situation, no. Only a recommendation – the fear of a reputable insurer, listen to the opinion of experts insurance market, trust. It will not be a bad a preventive measure. But if it does, the insurance company refused to pay compensation, not discouraged. It is not uncommon calculation goes exactly to your potentially ineffective. C Sincerely, SDI. : Do not pay for the CTP / hull? Help debtor? Debt recovery? Come on! Is a Solution!