Indeed, to claim, first consider necessary. Thus, a little hold on the subject examination, evaluation, and another "bumazhentsii", which is not often confuse the above-mentioned documents. It may well be that the office of the insurer, you could show under the guise of the evaluation report, the cost estimate. Be careful! This is not the same thing. Calculation, is, your volunteer assessment. It seems that you have with the insurance and "agreed" that the damage is equal to a certain amount set out in it. But I would advise you, if circulation in the UK, a statement of the insured event, immediately write another one, that you ask to provide you with an act of the insured event, under which an insurer makes a decision on the case. Since the introduction of these documents, you have to do, just sit and wait.

What decision will the insurer. True, honest, even if you did everything correctly, it does not mean that after 5 + 30 days you will get "their money". Some unscrupulous insurance companies have a very good habit of not – refuse to pay (no pay for CTP), even if there is good reason to make it. And I must say, the trend over time is gaining momentum. Themselves, count from 100 Failure to turn the court, for example, 10 – 15. Of them are still denied some part by the fact that they, not being too aware of the orders and regulations prevailing in our judicial system will decide on their own to defend its truth. But there is good news for each day of delay in the performance of its obligation to pay you the sum insured, this amount is charged a penalty equal to one seventy-fifth the size of the refinancing rate * the sum insured.

Not much, but still nice. Universal acceptance, not to fall into such a "perfect" situation, no. Only a recommendation – the fear of a reputable insurer, listen to the opinion of experts insurance market, trust. It will not be a bad a preventive measure. But if it does, the insurance company refused to pay compensation, not discouraged. It is not uncommon calculation goes exactly to your potentially ineffective. C Sincerely, SDI. : Do not pay for the CTP / hull? Help debtor? Debt recovery? Come on! Is a Solution!

Alicia Rosell

Can one change humanity through lyrics? That’s it. That through the Word we can, “but change to humanity-then at least improve the world we inhabit. Poets have always written against war, injustice, are the troubadours who carry the resounding voice of the people demanding more humanity and less selfishness. In the current political situation that is occurring in the last eight months we have been able to attend small changes that may well be a prelude to the great. In these small changes we witness and celebrate that, through technological means as the Internet, we can reach all corners of the world and not reach the Internet know where to be reached “humanitarian volunteers” who do hear the call of poets, writers and journalists who advocate and struggle against injustice.

Then, colleagues and brothers poets, journalists and writers: we must use the pull media from the Internet and free speech spaces like social networks, join forces to ensure that the voice of the written word reaches the most inhospitable corners. Because ignorance is never a bridge to salvation.


The ideals of beauty have changed through the periods of time over again, never young people were so obsessed with this match, as today. They are chasing the hottest fashion, as if their lives depended on it. You can lengthen your hair, lift weights to exhaustion or to lie down for so long under the sun bank, until we hardly know which continent they originally come from. Some of them even go a step further and volunteered to go under the surgeon’s scalpel, but to compensate for a plastic surgery a small flaw – even if they are doing just about beautiful feet .. When the huge extent, which the beauty craze of the youth since been adopted, one must really begin to doubt, to the values that our society gives them. How they should develop a healthy attitude to her body when spread Magermodells and movie stars, the underlying suggestion that only someone who has a perfect appearance, viewSuccess in life has. Yet it is but especially the small corners and edges that make a man attractive. Radiance and inner qualities shine much brighter than any, beyond recognition, painted face. It would be extremely difficult, however, to explain this fact young people. The media is dominated their everyday lives so strongly that they can hardly escape this barrage of messages – and what matters in this context, even the thoughts of parents or other adults. Overall it is a frightening trend and the beauty craze of the youth will probably continue to be a problem to which we must devote themselves with patience and understanding.

Emotions And Babies

And you, from the surging emotions, firmly presses her baby and kisses him. Sometimes I even begin to seriously argue: “to help them, poor! Yes, there is nothing Sami penny believe your child’s dress is not what soon will be! Will the extra money – make sure help! “But the song ended, and life goes on. Do you. And what the children live in orphanages, you know? Long and painful waiting. No, not just expectant mothers and fathers. They are waiting for you. Your reassuring smile, giving hope and joy.

Your care, attention, a fairy tale before bedtime. Your arms, in which nothing at all so calm and not scared. Source: Laura Rogers MD. Your love. So give them love! If really want to help – help. It is not difficult. It happens that for the first time a little scary to go to an orphanage as a volunteer. Find like-minded people! A lot of them! On the Internet, thousands of people daily negotiate with each other about the days of joint visits to children deprived of normal childhood. Give them childhood! Do not you have friends and acquaintances who are also willing and able to somehow help.

Organize all together at the weekend trip to the orphanage or baby house or hospital where children are brought before the child welfare authorities decide their fate. A decision to wait sometimes have to wait a very long time. And kids have to live in a totally suitable for life and normal child development conditions. Because the hospital has no toys, no books, nothing and nowhere to show off, no one will treat yum-yum And because of the huge holes in the windows there is not even the heat in hospital wards, and do not save any battery or blankets, which are sorely lacking. Here is a sample list of the most basic, it takes kids: Urgent Needs: Nurses to work in a hospital with children with their male counterparts. Orphanage: Diapers of all sizes; Wipes children; toilet paper, paper towels, socks, shorts (new); objectors in hospital: Diapers 3-6 kg, baby cream, shampoo, soap powder, detergents, Baby Oil, Nipples Pacifiers; Gloves: pencils, pens, albums, Trash bags, Cotton Buds, Powder, Wet Wipes, Toilet Paper, Baby Food, Baby Clothing (new or in excellent condition).

Fujitsu Project

In August the monthly market monitor project work suggests further stabilization of the number of projects. In August the monthly market monitor project work suggests further stabilization of the number of projects. Hamburg, September 10, 2009. While the need for J2EE/Java-, Oracle or c#/.net-Experten is already back at the level of the beginning of the year, increases the number of SAP projects significantly on following a significant drop in May. This is a general trend that finds the Group of SAP. According to SAP Germany Chief Volker Merk was to observe a return to normality in the middle class. That the middle-class pioneer presented, as is this it, that he has less bureaucracy, faster decision-making and more confidence in the potentially emerging upswing “, so cue in the Frankfurter Allgemeine Zeitung on Monday.

A relaxation indicates not only at SAP. So the IT/telecommunications spending in Germany have continued to improve. This is the result of the current IT middle-class index by Fujitsu technology solutions. Keep is also the value of the expenditure planning further positive. Despite the still tense economic situation increasing IT spending and positive values for the spending plan indicate an upward trend in the economic development of medium-sized companies”, says Matthias Schindler, General Manager corporate & Midmarket Business Germany at Fujitsu technology solutions. Now is the right moment, specifically in projects to invest and no project jam to emerge, so Dr. Christiane road, Managing Director of project work.

Astral Projection

Astral projection is a phenomenon that occurs when we were asleep, during sleep, which occurs in what is known as a split, where consciousness seems to leave the physical body. The esoteric explanation of the fact, pointed out that what actually happens is that our Ethereal body is achieved by separate dense body, in this way, called Ethereal body comes out of the limits imposed by the physical body remained attached to this by the silver cord. It is common that this experience will occur in States of deep relaxation in conjunction with an already attentive awakened conscience, in deep meditation or to stay asleep while maintaining a State of attention or concentration. Some esoteric texts indicate that during astral projection that occurred during sleep, there is a danger that the silver cord is broken, causing the death of the person suddenly, although this belief is rather part of the esoteric folklore, or esotericism popular, coming of the New Age. astral projection or ghosting is everyday, something that happens to everyone during the rest of the dream, however, the majority, he has no awareness of being during this phenomenon, however, many times we are conscious, that we’re dreaming, and can thus control everything that happens in this world. There are people who can achieve a split or a projection of consciously (as the yogis or Tibetan monks). To achieve this, the exercise of the will and dedication tend to be fundamental, since it requires to relearn something that has already been forgotten.

Earlier according to esotericism, due to that to seven years of age, children made several trips to the astral world. Some interpret the phenomenon noting that thanks to this that it is not surprising that we find them playing with imaginary friends or telling stories that adults seem them without any sense. This ability to dabble in the astral world, due to the passage of time and the disbelief of adults ends by producing called motivated forgetting, enabling this capability is numb. Now while for science what child is not more than a myth, and astral projection it is not a forgotten capacity, if you can say that ghosting is a latent ability, a skill may develop through attention practices and relaxation that allow the retention of consciousness during sleep.